Choosing a commercial insurance policy can be confusing, but at Mickey Wilson & Associates we have licensed professionals who understand the importance of finding the appropriate coverage’s for your business. No business is the same, and we feel that you should not fall into a “one size fits all” insurance plan. At MWA we focus on customizing each policy to suit your professional needs, from property coverage to commercial auto and everything in between.
MWA will also help you fill in the gaps of your risk exposure by suggesting additional protection plans based on your field of work. These coverages will always be optional, but we want to ensure that you are protected in all aspects of your business.
Common Types of Business Insurance
Coverage that protects your business from a variety of claims that could arise including bodily injury, property damage, and personal injuries due to the operations of your business.
Coverage that protects you from costs associated with property damage or injuries from an accident caused by you or your employee in your commercial vehicle.
Protects the physical assets of the business from theft, fire, and other risk. Whether you are renting or own your building, property insurance is vital to ensuring that if something happens, you are able to get back up and running as soon as possible. More in debt coverage’s include receipts and loss of income.
Workers compensation insurance is a form of insurance that provides medical and wage replacement benefits for employees who are injured or become ill on the job. Not only will MWA shop our extensive markets for the best rate, but we will help you control your loss ratios with training guidelines and advising.
Protects your products, materials, and equipment while it is in transit on land.
Covers the loss of income that a business suffers after a disaster.
A package policy that combines all the major forms of protection such as property and liability risk into one bundle.
Covers wrongful acts arising from the employment process. Common claims are wrongful termination, discrimination, and sexual harassment.
Purchase by contractors who provide design and building services. This provides coverage of errors made by the contractor and those made by third parties that the contractor hires.
Coverage that protects the company and their workers against claims made by clients for inadequate work of negligent actions.
Covers losses due to the mechanical or electrical break down of your equipment. This coverage applies to the cost to repair or replace the equipment and any property damage caused by the breakdown of the equipment.
Required by contractors who work on or around railroad tracks.
Liability insurance that is payable to the directors and officers of a company as indemnification for losses or defense costs in the result of a loss that an insured can suffer due to legal action brought upon a director or officer for wrongful acts.